There is a new, troubling study on the financial status of most American workers. The National Institute on Retirement Security (NIRS) found that the median American worker has just $955 saved for retirement through defined-contribution plans such as 401(k) accounts. Given the expected job losses from robotics and AI, the study only deepens concerns about the economic and political pressures facing this country in the years to come.
In my new book, “Rage and the Republic: The Unfinished Story of the American Revolution,” I discuss those impacts from robotics and AI on our democracy. Using the most conservative estimates of job losses, the book explores how a large population of unemployed citizens will affect their relationship with the state.
We cannot maintain a “kept citizenship” while preserving the essential elements of the American republic. A large population of static, unemployed citizens poses challenges for what I call a “liberty-enhancing economy,” an economy that affords citizens independence from the state.
This study magnifies those concerns. If accurate, it suggests that even a short displacement in employment will return state support. Many jurisdictions are already launching Universal Basic Income (UBI) pilot programs. If this republic is to survive in the 21st Century, it will require developing new areas of “homocentric” jobs while avoiding predictable measures to subsidize positions that will inevitably be lost to robotics.
Notably, the study found that among those with positive retirement plans, median savings were much higher at $40,000.
Those with a defined contribution (DC) plan are far better off with an average savings of $179,082.
The takeaway from the report, for me, is the need to instill greater private savings. Some workers are barely paid above subsistence. However, we also need to educate citizens about the importance of setting aside retirement funds to the extent possible.
As I previously wrote, I am a great fan of the Trump Accounts. The $6.25 billion gift of Michael and Susan Dell (now augmented by dozens of corporations) could offer the single best hope for the survival of our system. Millions of young people will be able to experience the benefits of investments, savings and, most importantly, economic independence.
The study also shows the growing dangers of the collapse of the social security accounts. Despite assurances made when Congress established the system, Congress has continued to draw on Social Security funds to avoid reducing spending levels. The system could fail for these workers, who will not be able to draw upon money taken from their paychecks for the purpose of retirement. It is one of the most outrageous betrayals in United States history.
To this day, Democrats are opposing efforts to make major changes to guarantee the viability of the system for future generations, including the use of private investment accounts that could no longer be raided by Congress for easy money.
All politicians express alarm at the potential failure, but they attack any efforts to address the underlying problems as an attack on social security. As a result, we just drift toward this cliff knowing that most citizens have practically no other source of retirement support.
Thank you trump, thank you JT for making America weaker than we have been in 20+ years.
“Despite all the hype, China is on track to register its lowest share of U.S. soybean exports since 2002.”
Wait, weren’t tariffs supposed to make us great? What a farce.
One factor, often ignored, is the deprivation of generational financial support related to one-parent families. Children and grandchildren from broken homes, and especially those raised by single moms, are far more likely to confront adulthood without the support so often needed to negotiate our economy. Lacking a parent or grandparent possessing the financial and tactical assets necessary to help them over hurdles both obvious (immature spending) and unforeseeable (illness, spiking inflation, job loss, etc.) can seriously impair the economic survival/standing/future of even the most responsible young adult.
Immigration and Customs Enforcement Director Todd Lyons said Friday that his agency opened a joint probe with the Justice Department after video evidence revealed that “sworn testimony provided by two separate officers appears to have included untruthful statements” about the shooting of a Venezuelan man during the Trump administration’s immigration crackdown across the Minneapolis-St. Paul area.
“Lying under oath is a serious federal offense,” said Lyons, adding that the U.S. attorney’s office is actively investigating.
U.S. District Court Judge Paul A. Magnuson dismissed felony assault charges against Alfredo Alejandro Aljorna and Julio Cesar Sosa-Celis, who were accused of beating an ICE officer with a broom handle and a snow shovel during a Jan. 14 fracas. The officer fired a single shot from his handgun, striking Sosa-Celis in his right thigh.
The cases were dropped after a highly unusual motion to dismiss from U.S. Attorney for the District of Minnesota Daniel N. Rosen, who said “newly discovered evidence” was “materially inconsistent with the allegations” made against the two men in a criminal complaint and at a hearing last month.
Court filings show state authorities have opened their own criminal investigation into the shooting, though the FBI has refused to share evidence, provide the name of the ICE officer or make him available for an interview.
So in other words, two ICE agents lied about an interaction with two individuals, and may be guilty of attempted murder. And the FBI is refusing to cooperate with the state investigation of this attempted murder.
I look forward to Turley’s comprehensive analysis of this criminal activity by ICE agents.
But I am not holding my breath.
So in other words DOJ ICE under Trump do their investigations and ultimately get it right.
Marco Rubio just delivered the most courageous, most inspiring, greatest North Atlantic speech in decades. The speech by JD Vance in 2025 was also great but Rubio’s was better. The Left will hate it but especially the likes of Barack and Michelle Obama with their grievances against America, a grievance industry that made them multimillionaires. The Obamas made Americans into subservient slaves while JD Vance and Marco Rubio remind Europe that our shared history is a glorious one.
Americans need to reclaim their rightful place in the great history of America, get on board, and get to work, for themselves and for those whom they will leave behind to take their place. Bravo Marco for proposing solutions, instead of the despair of Democrats that have paralyzed Americans.
Secretary of State Marco Rubio at the Munich Security Conference
MUNICH, GERMANY
FEBRUARY 14, 2026
the United Nations still has tremendous potential to be a tool for good in the world. But we cannot ignore that today, on the most pressing matters before us, it has no answers and has played virtually no role. It could not solve the war in Gaza. Instead, it was American leadership that freed captives from barbarians and brought about a fragile truce. It had not solved the war in Ukraine. It took American leadership and partnership with many of the countries here today just to bring the two sides to the table in search of a still-elusive peace.
It was powerless to constrain the nuclear program of radical Shia clerics in Tehran. That required 14 bombs dropped with precision from American B-2 bombers. And it was unable to address the threat to our security from a narcoterrorist dictator in Venezuela. Instead, it took American Special Forces to bring this fugitive to justice.
In a perfect world, all of these problems and more would be solved by diplomats and strongly worded resolutions. But we do not live in a perfect world, and we cannot continue to allow those who blatantly and openly threaten our citizens and endanger our global stability to shield themselves behind abstractions of international law which they themselves routinely violate.
This is the path that President Trump and the United States has embarked upon. It is the path we ask you here in Europe to join us on. It is a path we have walked together before and hope to walk together again. For five centuries, before the end of the Second World War, the West had been expanding – its missionaries, its pilgrims, its soldiers, its explorers pouring out from its shores to cross oceans, settle new continents, build vast empires extending out across the globe.
But in 1945, for the first time since the age of Columbus, it was contracting. Europe was in ruins. Half of it lived behind an Iron Curtain and the rest looked like it would soon follow. The great Western empires had entered into terminal decline, accelerated by godless communist revolutions and by anti-colonial uprisings that would transform the world and drape the red hammer and sickle across vast swaths of the map in the years to come.
Against that backdrop, then, as now, many came to believe that the West’s age of dominance had come to an end and that our future was destined to be a faint and feeble echo of our past. But together, our predecessors recognized that decline was a choice, and it was a choice they refused to make. This is what we did together once before, and this is what President Trump and the United States want to do again now, together with you.
And this is why we do not want our allies to be weak, because that makes us weaker. We want allies who can defend themselves so that no adversary will ever be tempted to test our collective strength. This is why we do not want our allies to be shackled by guilt and shame. We want allies who are proud of their culture and of their heritage, who understand that we are heirs to the same great and noble civilization, and who, together with us, are willing and able to defend it.
And this is why we do not want allies to rationalize the broken status quo rather than reckon with what is necessary to fix it, for we in America have no interest in being polite and orderly caretakers of the West’s managed decline. We do not seek to separate, but to revitalize an old friendship and renew the greatest civilization in human history. What we want is a reinvigorated alliance that recognizes that what has ailed our societies is not just a set of bad policies but a malaise of hopelessness and complacency. An alliance – the alliance that we want is one that is not paralyzed into inaction by fear – fear of climate change, fear of war, fear of technology. Instead, we want an alliance that boldly races into the future. And the only fear we have is the fear of the shame of not leaving our nations prouder, stronger, and wealthier for our children.
An alliance ready to defend our people, to safeguard our interests, and to preserve the freedom of action that allows us to shape our own destiny – not one that exists to operate a global welfare state and atone for the purported sins of past generations. An alliance that does not allow its power to be outsourced, constrained, or subordinated to systems beyond its control; one that does not depend on others for the critical necessities of its national life; and one that does not maintain the polite pretense that our way of life is just one among many and that asks for permission before it acts. And above all, an alliance based on the recognition that we, the West, have inherited together – what we have inherited together is something that is unique and distinctive and irreplaceable, because this, after all, is the very foundation of the transatlantic bond.
Acting together in this way, we will not just help recover a sane foreign policy. It will restore to us a clearer sense of ourselves. It will restore a place in the world, and in so doing, it will rebuke and deter the forces of civilizational erasure that today menace both America and Europe alike.
So in a time of headlines heralding the end of the transatlantic era, let it be known and clear to all that this is neither our goal nor our wish – because for us Americans, our home may be in the Western Hemisphere, but we will always be a child of Europe. (Applause.)
Text of speech:
https://www.state.gov/releases/office-of-the-spokesperson/2026/02/secretary-of-state-marco-rubio-at-the-munich-security-conference
This post is brilliantly and directly on point.
“New Study Finds American Workers Have Less Than A $1000 in Retirement Savings,” Professor Turley.