In 2026 alone, median premiums increased by 20 percent, and that has already risen by another 15 percent in 2027. Meanwhile, enrollments continue to plummet across the country.

Democratic leaders and advocates are now responding to that failure by calling for more regulations and “Medicare for all.” As with immigration, the failure is the basis for doubling down on bad policy with even worse policy.

The same is also true of public education, which has failed families in major cities for generations. The solution has been to increase budgets while lowering proficiency standards. The one thing teachers unions and school districts oppose is a market-based system that lets families choose between programs through voucher systems. The solution is, again, more staff, more funding and more control over families’ options. The system gets worse and more expensive, and the teachers unions get more powerful, including greater ability to block reforms.

No one has perfected the politics of failure more than Zohran Mamdani. In New York, chaos only undermines the status quo. For example, his demand for free buses has predictably led to thousands of commuters — including affluent citizens — skipping fares, costing the Metropolitan Transportation Authority tens of millions of dollars. After all, only a chump would pay a fare that is about to be eliminated.

As the transit budget implodes, the calls for greater state subsidies will only increase — as will calls just to accept the reality and make public transportation free to the user (and expensive to the taxpayer).

Then there is rent reform. With Mamdani promising rent controls, landlords are predictably raising rents. Rent costs have reached their highest level ever under Mamdani, with the average apartment now costing $4,965 per month — and $6,655 per month in Manhattan.

So Mamdani can now push for even more significant regulations and rent controls by pointing to the rise in housing costs in an endless loop. As rent control inevitably constrains supply and prices for market-rate apartments skyrocket, he can call for even greater controls.

Failure can also solve problems through attrition. Mamdani was recently booed off stage at a law enforcement event in New York. The officers and their families are clearly upset with his embrace of figures calling for the defunding of police and his long hostility toward law enforcement. The result, however, is precisely the downsizing that many on the left have wanted. The NYPD has been losing as many as 300 officers a month.

What is true for police officers is also true for wealthy taxpayers. Mamdani has taunted affluent citizens with his new taxes and attacked them as not “paying their fair share.” As a result, the wealthy are fleeing New York and taking tax revenues and jobs with them.

Success through failure is especially evident in the housing policies. Mamdani has brought in socialists who called for “seizing the means of production” (as he has) and wiping out private ownership of housing.

Most recently, Mamdani has embraced figures such as Tracy Rosenthal, the privileged daughter of a well-known music industry figure who has refused to pay rent. Despite her family’s wealth, she has been effectively squatting on property. The co-founder of the Los Angeles Tenants Union and co-author of “Abolish Rent: How Tenants Can End the Housing Crisis,” Rosenthal is a darling of the far left. In New York, she declared that rent is “a ransom,” and “We pay rent at the peril of our need.”

Rosenthal portrays landlords as bloodsuckers and rallied the left to refuse to pay rent even though “if we don’t make this payment, our landlords can call on agents of state violence who can use physical force to throw us outdoors.”

Rosenthal has perfected not only the squatter culture but also the use of regulations to take effective control of properties. In allegedly squatting in California, Rosenthal reportedly pushed to get her building placed under the Housing Preservation Department’s Alternative Enforcement Program. Under that, a landlord must fix problems or risk losing the property.

Mamdani is pursuing a similar model. He has ramped up tenant coordination to bring complaints to his advocacy offices. As landlords are hit with snowballing complaints and costs, they can be forced to surrender their properties or have them seized by the city. The Mamdani administration wants those failures to result in tenant or non-profit ownership of businesses. What it will do is ensure that fewer rental units come on the market, making the problem worse and creating new excuses to take further harmful action.

This pattern of success through failure has manifested itself on an even larger scale in history. Socialists often destroy economic conditions, resulting in greater unemployment and greater demand for government subsidies. That expansion of government power continues until conditions grow so severe that emergency actions are needed.

In “Rage and the Republic” I discuss how this pattern played out in Great Britain and France in the last century, when socialist policies devastated those countries’ respective economies. Great Britain ultimately had to be rescued by the International Monetary Fund, as if it were a third-world nation.

This bust-and-boom cycle is now repeating itself. As these policies fuel decline in these areas, demand grows for expanding the policies and government controls. If McDonald’s were to offer ever-shrinking food items at ever-increasing prices, it would go out of business. Government is the only industry that grows with failure.